Performance Car Insurance

Performance Car Insurance

If you own or are considering buying a high performance car then it is likely that you already know you can expect to pay more for your car insurance than if you drive a less powerful car. Indeed one of the main considerations when owning or driving a high performance car is the cost of insurance, which can be significantly more expensive than the cheaper car insurance paid by owners of more conventional cars.

Performance cars will usually be in the higher insurance groups that attract increased premiums, and this is before you take into account the driver(s), the use of the car and the area where it is kept.

'High performance cars' covers a wide range of different types of vehicle, from the most obvious expensive, exotic and prestigious luxury models to the less apparent and more subtle cars that belie their higher performance credentials. Increased brake horsepower (BHP) in the models at the top of any car manufacturer's range will usually mean a corresponding increase in your car insurance premium. Quicker 0 - 60mph times - the benchmark for most car enthusiasts to consider when assessing a particular car's performance - and a high top speed, perhaps artificially restricted by the car manufacturer - these factors are also taken into account by insurers when determining the insurance group into which a particular car will be allocated.

All is not lost however, as some insurers take a different view of the underwriting risk associated with some performance cars and in order to compare quotes for your performance car insurance you need insurance brokers who specialise in arranging insurance for these types of high performance cars. The Quote Engine can steer you towards a broker who may be able to assist with arranging your performance car insurance.