Multi-car insurance, multi-vehicle insurance, family fleet insurance - if your family's household has 2, 3, 4 or maybe 5 cars to insure with multiple drivers, you will probably be familiar with the idea of placing all of your family's cars with one insurer and gaining the joint benefits not only of cheaper multi-car insurance but also reducing the time, effort and paperwork required to insure each car individually. The idea of multi-car insurance is not new, it has been possible to insure several cars on a joint insurance policy for many years but the increasing number of households that have more than one car to insure has grown significantly over recent years.
According to HM Government statistics, in 2014 the percentage of households in England that had 2 cars or more was 32%, or 35% excluding London. In theory therefore, almost a third of all households have 2 or more cars to insure and it is these drivers who might benefit from comparing multi car insurance quotes. Not surprisingly, this percentage more than doubles to 59% of households in rural or isolated locations that have more than two cars or vehicles to insure.
How can you insure 2 or more cars with one insurer if each car is currently insured separately and is likely to have a different renewal date from the other cars in the family? It is quite straightforward and usually requires you to insure your first car with an insurer on the basis that future cars will benefit from a multi-car discount when their own renewal date falls due and are added to the family's fleet insurance policy. With a constant renewal date, eventually and over a period of 12 months, each car will be added to the insurance policy and you have all of your family's cars insured with one insurer under a multi car insurance policy. The Quote Engine can help you to obtain quotes for your multi-car insurance - just click the 'Get a Quote' link and you will be taken to an insurance broker that specialises in offering family fleet insurance