Modified Car Insurance

Modified Car Insurance

Insuring a modified car can be tricky - modifying your car is likely to make finding suitable car insurance cover more difficult. However, Non-Standard Insurance may be able to help you find the insurance quotes you are looking for.
If your car has been modified from the manufacturer's original specification then you need to tell your insurance company. Car modifications covers a wide range of minor changes to your standard car, from installing tinted windows or alloy wheels to adding more power by remapping (or ‘chipping’) the engine control unit (‘ECU’).

Some of the more popular car modifications include:
• Sports exhaust
• Steering wheel
• Front grill
• Wider or larger wheels
• Engine modifications – sports air filter, remapped ECU, uprated turbocharger
• Uprated brakes and/or suspension
• Sports seats
• Body modifications – flared wheel arches, boot spoiler, body kit, tow bar
• Paint respray
• Uprated lighting

Insurers like to know what they are insuring and anything that deviates from a standard vehicle’s specification means that the insurer is relying upon the policyholder to not only accurately describe the car’s modifications, but also to have had the modifications carried out correctly. The extent to which a car’s modifications affects the vehicle’s performance, handling, braking and overall safety becomes an unknown factor – which is why so few insurers are willing to offer insurance quotes for modified cars.
Non-Standard Insurance can put you in touch with insurance brokers who are familiar with arranging insurance for modified cars – simply click the ‘Get a Quote’ button to be taken to a specialist insurance website that provides quotes for modified car insurance.